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? Fixed Deposit Help - 04-16-2019, 02:54 PM

මචන්ලා මේක හෙන Dumb ප්‍රශ්නයක් වෙන්න පුළුවන් දන්නේ නැති හින්ද අහන්නේ
මෙකයි කෙස් එක

හිතපන් දැන් අපි 5M Fixed Deposit එකක් දානවා Bank එකක Intrest එක 10.5% කියල හිතමු. පහලින් තියෙන්නේ Seylan එකේ FD Calculator එක. දැන් මේකේ monthly maturity එකේදී 40,993 ක් interest එකක් එනවා. මේ amount එක අපිට monthly එලියට අරන් consume කරන්න පුලුවන්ද? නැත්තන් maturity එක වෙනකන් ඉන්න ඕනෙද full interest එක ගන්න

Rep දෙනවා හැමෝටම


Last edited by miran2012; 04-16-2019 at 03:30 PM. Reason: change
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04-16-2019, 02:56 PM

monthly අරන් consume කරන්න පුළුවන් බ්‍රෝ .interest එක monthly savings account එකට වැටෙන විදියට හදා ගත්තම හරි
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04-16-2019, 02:58 PM

oka man hithanne account eka anuwa.. othana gana monthly hambena gaana... awuruddata 525,000k hambenawa..
at maturity nam eka rate ekak monthly nam thawa rate ekak..

Last edited by rooshan2008; 04-16-2019 at 03:04 PM.
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04-16-2019, 03:04 PM

Quote:
Originally Posted by miran2012 View Post
ඇතුලට
.
.
.

මචන්ලා මේක හෙන Dumb ප්‍රශ්නයක් වෙන්න පුළුවන් දන්නේ නැති හින්ද අහන්නේ
මෙකයි කෙස් එක

හිතපන් දැන් අපි 5M Fixed Deposit එකක් දානවා Bank එකක Intrest එක 10.5% කියල හිතමු. පහලින් තියෙන්නේ Seylan එකේ FD Calculator එක. දැන් මේකේ monthly maturity එකේදී 40,993 ක් interest එකක් එනවා. මේ amount එක අපිට monthly එලියට අරන් consume කරන්න පුලුවන්ද? නැත්තන් maturity එක වෙනකන් ඉන්න ඕනෙද full interest එක ගන්න

Rep දෙනවා හැමෝටම

mcn maturity wenakm hitiyoth bn rate eka wadi bn monthly ganakota rate eka adui bn onama ekaka ado banks wala 10.5% da bn gewnne
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04-16-2019, 03:04 PM

මෙහෙමය් FD දාද්දි කියන්න ඕනේ maturity එකේ interest එකට මොකද කරන්න one කියල
1) ක්‍රමය - maturity එකේ දී අපි නම් කරන saving account එකකකට යවන්න පුළුවන්
2) ක්‍රමය - maturity එකේ දී interest එක කැපිටල් එකට එකතු කරලා renew කරන්න පුළුවන්


උබ අහන්නේ පලවෙනි ක්‍රමේ ගැන


සම්පත් බැංකුවේ තියනවා කලින් cash කියල ක්‍රමයක්. එකේදී නම් deposit එක දාන වෙලාවේම පොලිය අතට ගන්න පුලුවන්. එත් e වෙලාවට interest එක අඩුය්


හුගක් ඉස්ස්සර නම් මාස 3 fd rate එක වටින්න හම්බුනා.
දැන් නම් මාසේ දෙක තුන කියල නෑ ඔක්කොම අවුරුදු 1 ගානට හදල තියන්න්නේ. වෙනසක් නෑ
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04-16-2019, 03:06 PM

අව්රුද්ද අවසානයේ ගන්න විදියට දැම්මොත් ලැබෙන පොලි අනුපාතය වෙන එකක් (10.75% අව්රුද්දට)

මාසෙන් මාසෙට පොලිය ගන්නකොට පොලි අනුපාතය අඩුයි. (10.25% මාසිකව)
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04-16-2019, 03:28 PM

Thank u wewa set ekatama.. Rep Added +++
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04-16-2019, 03:53 PM

Puluwan bro... DFCC try kalada,, 11.5%...
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04-16-2019, 03:54 PM

Quote:
Originally Posted by hodakolla View Post
mcn maturity wenakm hitiyoth bn rate eka wadi bn monthly ganakota rate eka adui bn onama ekaka ado banks wala 10.5% da bn gewnne
DFCC eke 11.5% kiwwa..
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04-16-2019, 04:12 PM

Quote:
Originally Posted by divoomdelux View Post
DFCC eke 11.5% kiwwa..
DFCC shape da man BOC naththan NSB danna kiyala baluwe
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